Business Loan
Working capital and growth funding for established businesses
Secured and unsecured business credit arranged against your actual financials, with the file structured to get the best sanction available.
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Loan Services
Loan Against Property
Unlock property value without selling the asset
A secured facility against residential or commercial property, at rates far below unsecured credit and with tenures that keep the EMI manageable.
A loan against property converts an illiquid asset into working capital while you keep ownership. Because it is secured, pricing is materially lower than a personal or unsecured business loan and tenures run much longer.
Finvora arranges the valuation and title diligence, negotiates the loan-to-value and rate together, and structures repayment — including overdraft-style facilities where cash flow is lumpy.
Why clients choose Finvora for this
Higher loan value
Typically 50 to 70 per cent of market value, released against a clean title.
Lower cost of credit
Secured pricing well below unsecured alternatives, over a longer tenure.
Flexible structures
Term loan or overdraft, matched to how your cash flow actually behaves.
Title support
We resolve the title and valuation queries that stall most LAP files.
How the process works
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1
Free assessment
Share whatever paperwork you have. We verify the holding and tell you honestly whether a claim is worth pursuing.
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2
Documentation
We prepare every form, affidavit and indemnity, and tell you exactly what needs to be signed or notarised.
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3
Filing & follow-up
We file with the company, registrar, authority or lender and chase the file until it moves.
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4
Settlement
Funds or securities are credited directly to your account. You receive a closure report with every reference number.
Who is eligible
- You own residential, commercial or industrial property with clear title.
- Demonstrable income to service the EMI.
- Property free of disputes and material encumbrances.
Documents required
- KYC of all property owners
- Complete title chain, sale deed and latest tax receipts
- Approved building plan and occupancy certificate, where applicable
- Income proof: ITRs, financials or salary slips
- Bank statements for twelve months
Frequently asked questions
Yes. Rental income is often counted towards eligibility, which can increase the amount available.
Usually two to four weeks, driven mainly by legal and technical verification rather than credit assessment.
Client stories
What clients say about this service
“They found the title defect our own lawyer had missed, got it rectified, and then negotiated both the loan-to-value and the rate together. The overdraft structure suits how our cash flow actually works.”
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You may also need
Home Loan
Purchase, construction, transfer and top-up financing
Home finance arranged on total cost rather than teaser rates, with legal and technical clearance managed alongside the sanction.
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Personal Loan
Unsecured credit at the lowest sustainable cost
Personal credit arranged quickly, but chosen carefully — because the cheapest advertised rate is rarely the cheapest loan.
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Start your claim
Start your Loan Against Property with Finvora
Send us the details you have. We will confirm whether a claim is viable, what it costs and how long it takes — before you commit to anything.