Home Loan
Purchase, construction, transfer and top-up financing
Home finance arranged on total cost rather than teaser rates, with legal and technical clearance managed alongside the sanction.
Learn more
Loan Services
Business Loan
Working capital and growth funding for established businesses
Secured and unsecured business credit arranged against your actual financials, with the file structured to get the best sanction available.
Business lending is decided on the quality of the file as much as the quality of the business. Inconsistent GST filings, an unexplained dip in bank credits or the wrong lender choice can turn a fundable proposition into a rejection.
Finvora prepares the financial presentation, matches you to lenders whose credit policy actually fits your profile, and negotiates rate, tenure and collateral together rather than in isolation.
Why clients choose Finvora for this
Lender matching
We approach lenders whose policy fits your vintage, turnover and sector, avoiding needless rejections.
File preparation
Financials, projections and banking summaries presented the way credit teams assess them.
Whole-cost comparison
Processing fees, insurance loading and prepayment terms compared alongside the rate.
Disbursal management
Follow-up through sanction, documentation and disbursal.
How the process works
-
1
Free assessment
Share whatever paperwork you have. We verify the holding and tell you honestly whether a claim is worth pursuing.
-
2
Documentation
We prepare every form, affidavit and indemnity, and tell you exactly what needs to be signed or notarised.
-
3
Filing & follow-up
We file with the company, registrar, authority or lender and chase the file until it moves.
-
4
Settlement
Funds or securities are credited directly to your account. You receive a closure report with every reference number.
Who is eligible
- Business vintage of at least two to three years, depending on the lender.
- Filed ITRs and GST returns for the relevant period.
- Satisfactory credit history for the entity and its promoters.
Documents required
- KYC of the entity and all promoters
- Audited financials and ITRs for the last two to three years
- GST returns for the last twelve months
- Bank statements for the last twelve months
- Business registration, partnership deed or MOA and AOA
- Existing loan sanction letters and repayment track record
Frequently asked questions
Yes, unsecured business loans are widely available for businesses with consistent banking and filed returns, though the rate will be higher than a secured facility.
Scattered applications do trigger multiple hard enquiries and can lower your score. That is precisely why we shortlist before applying.
Client stories
What clients say about this service
“They restructured our working capital file before approaching anyone. Two lenders had already declined us. Finvora rebuilt the presentation, went to a bank whose policy actually matched our sector, and we were sanctioned at a rate below what we were paying.”
Related services
You may also need
Personal Loan
Unsecured credit at the lowest sustainable cost
Personal credit arranged quickly, but chosen carefully — because the cheapest advertised rate is rarely the cheapest loan.
Learn more
Loan Against Property
Unlock property value without selling the asset
A secured facility against residential or commercial property, at rates far below unsecured credit and with tenures that keep the EMI manageable.
Learn more
Start your claim
Start your Business Loan with Finvora
Send us the details you have. We will confirm whether a claim is viable, what it costs and how long it takes — before you commit to anything.